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Cost Saving Financial Options

Home Performance with
ENERGY STAR® Program

The New York Home Performance with ENERGY STAR® programs are designed to lower energy usage by encouraging energy efficiency improvements. In order to qualify for the programs customers must purchase electric from a participating utility company. The programs are available to electric distribution customers (residential, commercial, institutional, and industrial) who pay into the System Benefits Charge (SBC).

Home Performance with 
ENERGY STAR® Free or reduced cost Comprehensive home assessment

The Home Performance with ENERGY STAR® program offers free or reduced-cost comprehensive home energy assessments, also referred to as an energy audit, to income-eligible owners of 1- to 4-unit residential buildings.

Free or Reduced Cost Audit Application

Participating Energy Companies in Western New York

  • New York State Electric and Gas Corporation (NYSEG)
  • Rochester Gas and Electric Corporation (RG&E)
  • National Grid

Projects using the ENERGY STAR® PROGAMS Must be completed by a BPI Accredited Contractor

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Home Performance with 
ENERGY STAR® Program

Only Valid for Customers of Participating Electric Companies
(No Income Restrictions)

  • Average Project Cost $4,500.00
  • 10% High Efficiency Measure Incentive $450.00
  • Your out of Pocket $4,050

Your Final Cost = $4,050

Assisted Home Performance with
ENERGY STAR® Program

Only Valid For Customers of Participating Electric Companies (Income Qualifications Required)

Available through the Assisted Home Performance with ENERGY STARÒ program for income qualified homeowners. 50% of the work scope up to $5,000 is available for single family homes and up to $10,000 for 2 to 4 family homes on all energy saving work performed by a BPI certified contractor.

  • Average Project Cost $4,500.00
  • 50% ENERGY STAR Subsidy $2,250.00
  • Your out of Pocket $2,250.00

Your Final Cost = $2,225

Income Qualifications Guidelines

For more information about the Home Performance with ENERGY STAR Program go to
www.nyserda.ny.gov

Home Performance with ENERGY STAR Financing Options

Home Performance with ENERGY STAR Financing 
Available through the Home Performance with ENERGY STARÒ Program, on all energy saving work performed by a BPI certified contractor.

  • Up to $25,000 loan limit
  • Interest rates of 3.49% to 3.99%
  • 5, 10 or 15-year term
  • May also qualify for the 10% High Efficiency Measure Incentive, which can go directly to the contractor, homeowner borrows 90% of project cost.

On-Bill Recovery Loan Program 


A new option for financing the improvements that make your home more energy efficient and comfortable.

The On-Bill Recovery Loan Program allows you to finance energy efficiency improvements to your home through a charge on your utility bill. Your repayment amount will be based on projected savings on your energy bills.

  • Convenient – no separate bill to pay
  • Repay from the money you save on energy
  • Low 3.49% interest rate
  • Interest may be tax deductible

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